Motorcycle Insurance That’s Built for Your Ride

Motorcycle Insurance That’s Built for Your Ride

Motorcycle Insurance That’s Built for Your Ride

Whether you’re cruising on a Harley, hitting the dirt trails, or touring the scenic routes, we’ve got the coverage to keep you riding safe and worry-free. If you live in Colorado or Utah, chances are we cover what you ride—street cycles, cruisers, dirt bikes, touring bikes, and more!

As your local, independent insurance agency, Jim Pectol is here to find you the perfect policy. We’ll compare quotes from top providers to ensure you get the best coverage at the best price, so you can focus on the open road.

Whether you’re cruising on a Harley, hitting the dirt trails, or touring the scenic routes, we’ve got the coverage to keep you riding safe and worry-free. If you live in Colorado or Utah, chances are we cover what you ride—street cycles, cruisers, dirt bikes, touring bikes, and more!

As your local, independent insurance agency, Jim Pectol is here to find you the perfect policy. We’ll compare quotes from top providers to ensure you get the best coverage at the best price, so you can focus on the open road.

Whether you’re cruising on a Harley, hitting the dirt trails, or touring the scenic routes, we’ve got the coverage to keep you riding safe and worry-free. If you live in Colorado or Utah, chances are we cover what you ride—street cycles, cruisers, dirt bikes, touring bikes, and more!

As your local, independent insurance agency, Jim Pectol is here to find you the perfect policy. We’ll compare quotes from top providers to ensure you get the best coverage at the best price, so you can focus on the open road.

Ready to Ride? Get Your Free Quote Online or Give Us a Call Today!

Ready to Ride? Get Your Free Quote Online or Give Us a Call Today!

Ready to Ride? Get Your Free Quote Online or Give Us a Call Today!

Common Coverage Option

Common Coverage Option

Common Coverage Option

Your bike is unique—your insurance should be too. We offer a range of coverage options to fit your specific needs. Here’s a quick look:

Your bike is unique—your insurance should be too. We offer a range of coverage options to fit your specific needs. Here’s a quick look:

Your bike is unique—your insurance should be too. We offer a range of coverage options to fit your specific needs. Here’s a quick look:

  • Custom Parts and Equipment - Got some sweet upgrades? We’ve got you covered. Get up to $3,000 in custom parts coverage at no extra cost, with options to cover up to $10,000 for those one-of-a-kind mods.

  • Roadside Assistance - If your ride breaks down, we’ve got your back with up to $300 for roadside assistance per breakdown.

  • Liability Coverage - Pick the coverage that suits your needs. Many carriers offer limits high enough to meet personal umbrella requirements, so you can get that extra layer of protection. Plus, Guest Passenger liability is automatically included on all street bikes!

  • Medical Coverage - Keep yourself and your passenger protected. This covers necessary medical expenses after an accident.

  • Uninsured/Underinsured Motorist Coverage - If you’re ever hit by an uninsured or underinsured driver—or even as a pedestrian—this coverage helps with expenses from injury or death.

  • Custom Parts and Equipment - Got some sweet upgrades? We’ve got you covered. Get up to $3,000 in custom parts coverage at no extra cost, with options to cover up to $10,000 for those one-of-a-kind mods.

  • Roadside Assistance - If your ride breaks down, we’ve got your back with up to $300 for roadside assistance per breakdown.

  • Liability Coverage - Pick the coverage that suits your needs. Many carriers offer limits high enough to meet personal umbrella requirements, so you can get that extra layer of protection. Plus, Guest Passenger liability is automatically included on all street bikes!

  • Medical Coverage - Keep yourself and your passenger protected. This covers necessary medical expenses after an accident.

  • Uninsured/Underinsured Motorist Coverage - If you’re ever hit by an uninsured or underinsured driver—or even as a pedestrian—this coverage helps with expenses from injury or death.

  • Custom Parts and Equipment - Got some sweet upgrades? We’ve got you covered. Get up to $3,000 in custom parts coverage at no extra cost, with options to cover up to $10,000 for those one-of-a-kind mods.

  • Roadside Assistance - If your ride breaks down, we’ve got your back with up to $300 for roadside assistance per breakdown.

  • Liability Coverage - Pick the coverage that suits your needs. Many carriers offer limits high enough to meet personal umbrella requirements, so you can get that extra layer of protection. Plus, Guest Passenger liability is automatically included on all street bikes!

  • Medical Coverage - Keep yourself and your passenger protected. This covers necessary medical expenses after an accident.

  • Uninsured/Underinsured Motorist Coverage - If you’re ever hit by an uninsured or underinsured driver—or even as a pedestrian—this coverage helps with expenses from injury or death.

Before you rev up, let’s make sure you’re fully covered. Talk to Western Group, Inc. today and find out how to get the best value on your motorcycle insurance.

Before you rev up, let’s make sure you’re fully covered. Talk to Western Group, Inc. today and find out how to get the best value on your motorcycle insurance.

Before you rev up, let’s make sure you’re fully covered. Talk to Western Group, Inc. today and find out how to get the best value on your motorcycle insurance.

Boat & Watercraft Insurance

Boat & Watercraft Insurance

Boat & Watercraft Insurance

Relax on the Water with the Right Protection

Relax on the Water with the Right Protection

Relax on the Water with the Right Protection

Make your time on the water smooth sailing—no worries, just fun—with the perfect boat insurance. At Western Group, Inc., we’ll find you a policy that covers everything from your boat and equipment to your friends and family, so you can focus on making waves! Did you know the average boat costs less than a dollar a day to insure? It's a small price to pay for peace of mind while you enjoy your time on the water.

Make your time on the water smooth sailing—no worries, just fun—with the perfect boat insurance. At Western Group, Inc., we’ll find you a policy that covers everything from your boat and equipment to your friends and family, so you can focus on making waves! Did you know the average boat costs less than a dollar a day to insure? It's a small price to pay for peace of mind while you enjoy your time on the water.

Make your time on the water smooth sailing—no worries, just fun—with the perfect boat insurance. At Western Group, Inc., we’ll find you a policy that covers everything from your boat and equipment to your friends and family, so you can focus on making waves! Did you know the average boat costs less than a dollar a day to insure? It's a small price to pay for peace of mind while you enjoy your time on the water.

Key Coverage Options for Boat Insurance

Key Coverage Options for Boat Insurance

Key Coverage Options for Boat Insurance

When it comes to protecting your boat, here are some important things to consider:

When it comes to protecting your boat, here are some important things to consider:

When it comes to protecting your boat, here are some important things to consider:

  • Navigational Area - Make sure you know where you're covered. Some policies offer coverage up to 75 miles off the U.S. coastline, into Canadian waters, or even Pacific waters off Mexico. In certain states like California, Florida, and Oregon, you can expand your coverage area too.

  • Agreed Value Coverage - Boats depreciate just like cars, but with agreed value coverage, you’ll get the full insured value of your boat if it's stolen or totaled. That means no surprises—just what you expect, minus any deductible.

  • Liability - Just like with car insurance, personal liability covers you if you’re at fault for an accident on the water. It’ll take care of repairs, medical bills, lost wages, and other costs for the other party involved.

  • Medical Payments - Whether it’s you, your passengers, or even your water skiers and tubers, this coverage handles medical expenses resulting from a boating accident, regardless of who’s at fault. Coverage ranges from $500 to $10,000.

  • Physical Damage Coverage - This coverage protects your boat, motor, and attached equipment, along with your trailer, if they're damaged or stolen.

  • Uninsured/Underinsured Watercraft Bodily Injury - Not everyone insures their boat, but this coverage protects you if you're hit by someone without insurance, covering medical treatment, lost wages, and more.

  • Fuel Spill Liability & Wreckage Removal - If your boat leaks fuel or oil into the water, you're responsible for the cleanup by law. This coverage helps with those costs, which can add up fast!

  • Personal Effects - Your personal items—like clothing, jewelry, phones, and sporting equipment—are protected, so you can bring your gear without worry.

  • Unattached Equipment Coverage - Items that aren’t permanently attached to your boat, like life vests, anchors, or fire extinguishers, are also covered.

  • Emergency Assistance - Get help when you need it! The Emergency Assistance Package covers towing, labor, and delivery of gas, oil, or a battery if you’re stranded on the water.

  • Navigational Area - Make sure you know where you're covered. Some policies offer coverage up to 75 miles off the U.S. coastline, into Canadian waters, or even Pacific waters off Mexico. In certain states like California, Florida, and Oregon, you can expand your coverage area too.

  • Agreed Value Coverage - Boats depreciate just like cars, but with agreed value coverage, you’ll get the full insured value of your boat if it's stolen or totaled. That means no surprises—just what you expect, minus any deductible.

  • Liability - Just like with car insurance, personal liability covers you if you’re at fault for an accident on the water. It’ll take care of repairs, medical bills, lost wages, and other costs for the other party involved.

  • Medical Payments - Whether it’s you, your passengers, or even your water skiers and tubers, this coverage handles medical expenses resulting from a boating accident, regardless of who’s at fault. Coverage ranges from $500 to $10,000.

  • Physical Damage Coverage - This coverage protects your boat, motor, and attached equipment, along with your trailer, if they're damaged or stolen.

  • Uninsured/Underinsured Watercraft Bodily Injury - Not everyone insures their boat, but this coverage protects you if you're hit by someone without insurance, covering medical treatment, lost wages, and more.

  • Fuel Spill Liability & Wreckage Removal - If your boat leaks fuel or oil into the water, you're responsible for the cleanup by law. This coverage helps with those costs, which can add up fast!

  • Personal Effects - Your personal items—like clothing, jewelry, phones, and sporting equipment—are protected, so you can bring your gear without worry.

  • Unattached Equipment Coverage - Items that aren’t permanently attached to your boat, like life vests, anchors, or fire extinguishers, are also covered.

  • Emergency Assistance - Get help when you need it! The Emergency Assistance Package covers towing, labor, and delivery of gas, oil, or a battery if you’re stranded on the water.

  • Navigational Area - Make sure you know where you're covered. Some policies offer coverage up to 75 miles off the U.S. coastline, into Canadian waters, or even Pacific waters off Mexico. In certain states like California, Florida, and Oregon, you can expand your coverage area too.

  • Agreed Value Coverage - Boats depreciate just like cars, but with agreed value coverage, you’ll get the full insured value of your boat if it's stolen or totaled. That means no surprises—just what you expect, minus any deductible.

  • Liability - Just like with car insurance, personal liability covers you if you’re at fault for an accident on the water. It’ll take care of repairs, medical bills, lost wages, and other costs for the other party involved.

  • Medical Payments - Whether it’s you, your passengers, or even your water skiers and tubers, this coverage handles medical expenses resulting from a boating accident, regardless of who’s at fault. Coverage ranges from $500 to $10,000.

  • Physical Damage Coverage - This coverage protects your boat, motor, and attached equipment, along with your trailer, if they're damaged or stolen.

  • Uninsured/Underinsured Watercraft Bodily Injury - Not everyone insures their boat, but this coverage protects you if you're hit by someone without insurance, covering medical treatment, lost wages, and more.

  • Fuel Spill Liability & Wreckage Removal - If your boat leaks fuel or oil into the water, you're responsible for the cleanup by law. This coverage helps with those costs, which can add up fast!

  • Personal Effects - Your personal items—like clothing, jewelry, phones, and sporting equipment—are protected, so you can bring your gear without worry.

  • Unattached Equipment Coverage - Items that aren’t permanently attached to your boat, like life vests, anchors, or fire extinguishers, are also covered.

  • Emergency Assistance - Get help when you need it! The Emergency Assistance Package covers towing, labor, and delivery of gas, oil, or a battery if you’re stranded on the water.

Let’s Make Sure You’re Covered

Let’s Make Sure You’re Covered

Let’s Make Sure You’re Covered

Every boater’s needs are different. Contact Western Group, Inc. today, and we’ll help you find the perfect boat and watercraft insurance coverage, so you can enjoy your time on the water without a hitch.

Every boater’s needs are different. Contact Western Group, Inc. today, and we’ll help you find the perfect boat and watercraft insurance coverage, so you can enjoy your time on the water without a hitch.

Every boater’s needs are different. Contact Western Group, Inc. today, and we’ll help you find the perfect boat and watercraft insurance coverage, so you can enjoy your time on the water without a hitch.

LET’S GET YOU A FREE INSURANCE QUOTE - QUCK AND PAINLESS!

LET’S GET YOU A FREE INSURANCE QUOTE - QUCK AND PAINLESS!

LET’S GET YOU A FREE INSURANCE QUOTE - QUCK AND PAINLESS!

Fill out the form below and one of our agents will be in touch shortly to review your options.

Fill out the form below and one of our agents will be in touch shortly to review your options.

Fill out the form below and one of our agents will be in touch shortly to review your options.

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Property

Business

Life

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Property

Business

Life